Buying a home shouldn’t be a one-size-fits-all experience. At Pact, we believe in empowering buyers to shape real estate deals that align with their unique financial circumstances. Our platform encourages negotiation and agreement on custom terms and rates, so you can tailor your payments to fit comfortably within your budget. The result? A more accessible and affordable path to homeownership that sidesteps the rigid terms of traditional lenders.

Selling property with Pact is not just about ease; it’s about maximizing your returns. By offering below-market interest rates, you make your property more appealing to buyers, which in turn allows for a higher sale price. The buyer gets a great monthly payment, the seller makes more money. Additionally, when you finance the sale yourself, you earn interest directly from the buyer, creating additional revenue from the sale. Sellers now have the flexibility to offer competitive rates while still capitalizing on the investment they’ve made in their property.

In today's volatile real estate market, sellers often hesitate to list their properties due to low interest rates they may already have on their mortgages. Buyers, on the other hand, find the soaring prices prohibitive. This 'freeze' restricts inventory and stagnates the market. Pact breaks this deadlock by providing a platform where buyer-friendly terms and seller incentives align to encourage both parties to engage in transactions. In doing so, we stimulate the market and create fresh inventory, facilitating a more dynamic and accessible real estate landscape. It’s a win-win!

The long-term commitment tied to seller-financed deals often dissuades potential sellers from offering such terms. At Pact, we tackle this concern head-on with our marketplace for notes, connecting note holders with note buyers ready to purchase them. This functionality provides immediate liquidity options for sellers, effectively de-risking the process of owner-financing and making it a more viable and attractive route for both parties.